Guaranteed Lifetime Income
Income that keeps arriving for as long as you live — whatever the market does next.
What is guaranteed lifetime income?
It is an insurance contract — an annuity — that turns money you have already saved into payments that cannot run out while you are alive.
You move a lump sum from a 401(k), IRA, inheritance or maturing CD to an insurance carrier, and the carrier contractually owes you an income for life. Unlike drawing down a portfolio, the payments do not stop when the balance does.
Typical minimum premium
$25,000
Why bring this decision to us?
Independent comparison
We are not captive to one carrier. We compare A-rated carriers and lay the trade-offs side by side.
Plain-English illustrations
Every rate, rider and surrender schedule gets translated before you are asked to sign anything.
Suitability first
If an annuity is the wrong tool for your situation, you will hear that on the first call.
Service after the sale
Annual reviews, beneficiary updates and claims support for as long as you hold the contract.
How this works, start to finish
Book a free call
Twenty minutes on the phone. We ask what you have saved, when you want income to start, and what else that money has to do.
Compare real quotes
We run carrier illustrations against your actual numbers, then walk you through them line by line.
Start the income
We handle the application and the carrier paperwork, and stay with you for the life of the contract.
“You should not need a finance degree to know whether your money will last. Give me twenty minutes and I will show you — in plain English, with no obligation, whatever you decide to do next.”
Frequently Asked Questions
The five things people ask on almost every first call — answered before you have to pick up the phone.
Guarantees on an annuity are backed by the claims-paying ability of the issuing insurance carrier — not by a bank, and not by any federal government agency. That is precisely why we show you each carrier's financial-strength rating before you choose one.
Twenty minutes now. Thirty years of certainty.
Book a free, no-obligation review with a licensed advisor. No paperwork, no pressure, and no cost — whatever you decide afterwards.
